You do not need perfect credit to be approved. Our lending partner accepts applicants with credit scores as low as 400, making financing accessible for most students. However, they do require proof of income, such as recent pay stubs, to verify your ability to meet the monthly payments. As long as you can demonstrate steady income, you may still qualify even with lower credit.

Our lending partner offers competitive interest rates starting as low as 3.99%, making financing more affordable for qualifying students. Your exact rate is determined by the lender based on factors such as credit history and verified income. Once approved, you’ll receive a clear breakdown of your rate, terms, and monthly payment before you accept the loan.

The initial application uses a soft credit pull, which does not impact your credit score. If you are pre-approved and choose to move forward with the loan, the lender will then perform a hard credit pull to finalize your approval. This hard pull only occurs after you review and accept the financing offer.

Your payments begin once you receive your approval letter from our lending partner, or at the start date you choose during the enrollment process. This gives you the flexibility to align your payments with your schedule and ensures you’re fully prepared before your plan begins.

At this time, our financing options are only available to U.S. citizens and legal U.S. residents. Unfortunately, we are not able to approve loans for international students or individuals who are not U.S. residents.

If your application with our third-party lender is not approved, you still have options. We offer in-house financing directly through the school, which may be available with an initial down payment. Our goal is to provide every student with a pathway to enroll, so we’ll work with you to find a solution that fits your situation.

We do not accept FAFSA or federal student loans. However, we partner with a trusted third-party lending provider to offer flexible payment plans and financing options, making it easier for students to enroll and manage their tuition costs.

Yes, there is a 20% discount for paying in full, but there are some restrictions that do apply. Please contact an admissions representative for more info

No, there are no pre-payment penalties for paying tuition off early

Yes, while we do not accept federal financial aid, students can apply for financing through our trusted third-party lending partner. This option provides flexible payment plans and potential financial assistance designed to make tuition more manageable.

If you ever miss a payment, there’s no need to panic — our goal is to support you and maintain a positive long-term relationship. We understand that life can happen, and we always do our best to work with each student’s individual circumstances. The most important thing is communication. As long as you stay in touch with us and keep us informed, we can help you find a solution. However, continued non-payment without communication may lead to temporary suspension or, in rare cases, removal from the program. This is easily avoided by staying in contact and working with our team.

Yes, students can pause payments with written notice to the admissions department and approval. During this time, your education will also be suspended until you return to your payments.

Yes, you can contact our admissions office and discuss options for different terms and rates anytime

No, there is never a penalty for payoffs

Yes, each student will be given access to a portal where they can control payment information, see past payments made, and make changes to cards and accounts on file